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Displaying 1 to 10 of 16 articles |
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Articles by Nick Smith |
1. Next Year Will Bring Lots Of Challenges For People Seeking A Mortgage Loan
October 27, 2013
If there are any consumers delaying the purchase of a home, they may want to change their mind and act quickly. The ability to get a home mortgage will become a lot tougher in the upcoming year.
Smaller and Fewer Loans
There are current plans to reduce the maximum loan amount for c...
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2. Understanding Difference Between A Mortgage Broker And A Bank
October 13, 2013
There are important differences between a mortgage broker and a bank. Understanding the difference can help you choose which entity to use for your next home purchase or refinance. Mortgage Broker: Representing Multiple Products A mortgage broker has business relations with several...
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3. Purchasing your first investment property? Avoid these mistakes!
September 18, 2013
A number of people are taking advantage of the low interest rates and using an Albuquerque mortgage to buy their very first investment property. However, buying a home in order to rent it out takes a bit of knowledge. Here are some common mistakes for you to av...
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4. Ways To Refinance A Loan In To A VA Loan
September 15, 2013
If you meet the requirements for a VA loan but you have some other type of loan it is possible that your mortgage broker in Albuquerque can help you refinance to a VA loan. Since refinancing means that you are getting a brand new loan it is conceivable to move from a FHA or conventional loan to a V...
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5. Putting Together A Realistic Plan To Stop Renting And Purchase That First Home
September 08, 2013
A lot of people talk to an Albuquerque mortgage broker and hope that they can get qualified to purchase a home. However, as the old saying goes, “hope is not a plan.” Instead of wishing and wondering, most renters would be well served if they simply put toget...
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6. Home Improvements That Provide The Most Value
September 01, 2013
Most people take great pride in their home. They enjoy certain parts of it, like a nice patio or spacious kitchen, and focus more time on improving the areas that bring them the most joy. Before spending any money on a home improvement you should be aware that some items add more value to the home...
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7. FHA 203(K) Easier Than A Construction Loan
August 28, 2013
When buyers are considering a home purchase loan in Albuquerque they are plagued by the same old problem; do I build a brand new home or purchase an existing home? One compelling reason for people to choose an existing home is the difficulty of obtaining a const...
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8. Creative Ways To Use A Reverse Mortgage To Increase Income
August 25, 2013
Many of the ads for a reverse mortgage in Albuquerque focus on helping senior citizens raise their monthly income through the payments of the loan. This is sound advice that has worked for numerous individuals. However, there are other ways to take ad...
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9. Beyond The Mortgage Payment: What It Really Costs To Own A Home
August 23, 2013
The average consumer only considers two things when shopping for an Albuquerque home loan; the interest rate and the payment. Unfortunately that kind of plan will lead to many problems and heartaches for the typical consumer. Here are some real costs associated...
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10. Unauthorized Banking: Freedom 1st National Bank
August 20, 2013
This is note we found from the Office of the Comptroller of the Currency regarding a scam currently circulating through the US Mail. Please read this, pass it along, and be informed. The Office of the Comptroller of the Currency (OCC) has been informed that an entity entitled Fr...
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